What is survivor’s pension
A survivor’s pension is a payment provided for disabled family members if the person who supported them has died. In this case, anyone who had an income, including a pensioner, can act as a breadwinner. Much more important here is the fact that potential pension recipients should be fully supported by this person or receive assistance from him, which was for them a constant and main source of livelihood. However, sometimes payments are also assigned to working family members, but more on that later.
Parents are considered the breadwinners of their minor children by default. Even if the father or mother did not work , their child is entitled to a pension.
There are three types of survivors’ pensions in Russia.
It is paid to family members of dead military personnel , astronauts , as well as citizens who suffered as a result of radiation or man-made disasters.
Support for dependents whose breadwinner was not in the categories described above. For the appointment of an insurance pension, it is necessary that the deceased officially worked for at least a day.
If a person was not a military man, an astronaut, did not have contact with radiation, as well as seniority and pension contributions, his dependents are assigned a social pension.
Who can receive a survivor’s pension
Family members who cannot earn money themselves and were on the support of the deceased have the right to claim a survivor’s pension. But the specific list will depend on the type of pension.
The list is quite long :
- Children, brothers, sisters and grandchildren under 18. And if the child receives full-time education, then until graduation, but no longer than up to 23 years. As for brothers, sisters and grandchildren, they receive a pension if they do not have able-bodied parents.
- Children, brothers, sisters and grandchildren of any age, if they received a disability before adulthood.
- Parents and spouse if they have reached 60 (for women) or 65 (for men) years or have a disability.
- Grandparents, if they have reached the age of 65 and 60, respectively, or are people with disabilities and there is no one who could support them.
- Disabled parents and spouse, even if they were not dependent on the deceased, if they lose their sources of income, regardless of the time that has passed since the loss of the breadwinner.
- Spouse, one of the parents, grandfather, grandmother, brother, sister or adult child, if they do not work and care for the children, grandchildren, brothers and sisters of the deceased who have not reached 14 years of age.
It is also worth noting that until 2023 there is a transitional period for the retirement age . That is, wherever 60 and 65 years are indicated for women and men, one must keep in mind that in 2022 these are 59 and 64 years, respectively.
It happens that for disabled family members, the support of the breadwinner was a permanent and main source of livelihood, but at the same time they themselves received some kind of pension. In this case, they have the right to switch to a survivor’s pension.
Payments are assigned to children under 18 years of age. Or up to 23 – if they study full-time.
When it comes to military personnel , the list of recipients of state support is almost the same as with the insurance pension. But there are additions . Parents can receive a pension already at the age of 55 and 60, and if the breadwinner died at the time of conscription or due to a military injury, then from the age of 50 and 55.
Grandparents also become eligible for payments five years earlier – from the age of 60 and 55, respectively. Finally, if a serviceman died at the time of conscription or as a result of a military injury, his widow is also entitled to a pension if she has reached the age of 55 and has not remarried.
If the cause of death of a person was the Chernobyl disaster and its consequences, the list of pension recipients will be slightly different:
- Children under 18 (or under 25 if studying full-time).
- Disabled parents from 55 and 60 years old, even if they were not dependent on the deceased.
- The spouse caring for the children of the deceased under the age of 14, even if he works.
- Wife at age 50 or husband at 55, even if they were not dependents.
In the case of astronauts, the list of pension recipients is shorter :
- Children under 18, or under 23 if they are in full-time education, or any age if they have a disability.
- Parents who have reached the age of 60 and 65 or have a disability, if they were dependent on the deceased.
- Spouses regardless of age and ability to work.
What will happen to the pension if the child turns 18 while still at school
The wording, which suggests that children can receive a pension until the age of 18, or until later if they are studying full-time, looks quite logical. But until a person is faced with nuances. It happens that the child turned 18 years old while still in school. As a result, he ends it as an adult and, logically, loses the right to a pension. After all, if he goes to study full-time, the order for admission to an educational institution will be issued closer to September.
Since 2022, an amendment has appeared in the law for such situations. Now, if a child turns 18 while still at school, he will still be paid a pension until September 1 of this year. So he will have time to enter an educational institution and continue to receive money already on these grounds. If he decides not to continue his education, the amount will stop accruing from the fall.
Where to apply for a survivor’s pension
The Pension Fund is responsible for paying the survivor’s pension. There are several ways to get there:
If the deceased worked in a law enforcement agency, it makes sense to act through his employer – there is also such an option.
What documents are needed to apply for a survivor’s pension?
You will definitely need the following papers:
- Application – the form will be given at the MFC or FIU department, or you fill it out electronically.
- Survivor’s death certificate.
- Documents confirming the relationship with the breadwinner: birth certificate, marriage certificate.
But the final content of the package of documents will significantly depend on many nuances. Therefore, it is better to refer directly to the lists prepared by the Pension Fund:
If you do not give all the documents at once, your application for payment will still be accepted. It will just be necessary to promptly provide the missing papers.
When will the survivor’s pension be granted?
The FIU has 10 days to make a decision, five more days to inform you about it.
What is the size of the survivor’s pension
It all depends on its type.
If the deceased was not a military man, an astronaut and did not suffer from radiation, his pension savings affect the amount of payments. The amount is determined by the formula :
Pension amount = IPC × SPC + fixed payment
IPC – individual pension coefficient of the deceased. This is confidential information, so it will only be reported to the FIU to relatives or successors if the deceased appointed them with a special statement. SPC – the cost of one pension coefficient (in 2022 – 118.09 rubles).
The amount of the fixed payment is now 3,610 rubles. In some cases, it may be more. For residents of the Far North, it will be multiplied by the district coefficient , and children whose both parents have died are entitled to 7,220 rubles a month. If the pension is below the subsistence minimum in the region, the recipient is entitled to an additional payment up to this amount.
The social pension is 6,924 rubles; for children who have lost both parents – 13,849 rubles per month.
The size of the state pension depends on the circumstances . If a soldier died due to a military injury, the amount of the payment will be twice the social one; if due to a disease received during military service – one and a half times.
In the event of the death of a soldier due to injury, concussion, injury or illness received in the defense of the country, all dependents are assigned a pension of 50% of his monetary allowance. If the cause of death was an accident or disease not related to military service – 40%.
Those who lost their breadwinner due to exposure to radiation, as well as children left without both parents, and children of a deceased single mother are entitled to payments in the amount of 2.5 social pensions. The rest – 1.25 of this amount. The dependents of the dead cosmonauts receive 40% of their allowance.
Regional surcharges may be provided for the pension – you need to find out about them at the local department of the Pension Fund.
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